Money-saving help
General ideas to help review household costs, bills and renewals.
1. Check your bills first
Start by understanding what you are paying for. Upload a bill to BillTiger AI for a plain-English bill check, possible saving range and next steps.
Upload a bill2. Review renewals before they roll over
Broadband, mobile, insurance and subscription costs can increase after introductory periods or at renewal. Set reminders before renewal dates and compare your options before accepting a new price.
Check a bill3. Check fuel prices before filling up
Fuel prices can vary between nearby stations. Fuel Scout helps you check petrol and diesel prices near your postcode and estimate journey fuel costs.
Open Fuel Scout4. Look for eligible support schemes
Some households may qualify for supplier support, social tariffs, council tax support or energy-related schemes. Eligibility varies, so check directly with providers and official sources.
- Broadband social tariffs
- Supplier hardship funds
- Council tax support
- Warm Home Discount
- Water social tariffs
5. Cashback and reward accounts
Some current accounts offer cashback on eligible household Direct Debits or interest on balances. These can be worth checking, but always read the terms, caps, fees and eligibility rules.
Examples in the UK market may include accounts that pay cashback on Direct Debits or interest on balances. Rates and terms can change.
6. Paying monthly vs annually
Some services charge more if you pay monthly, especially insurance. Paying annually can sometimes reduce total cost, but only if it is affordable and does not leave you short elsewhere.
7. Subscriptions and unused services
Review subscriptions, add-ons and bundles. Cancelling unused extras can be one of the simplest ways to reduce monthly costs.
8. If you are struggling with debt or missed payments
If you are struggling to keep up with bills, repayments or debt, get free independent help before taking on new borrowing or consolidating debts.
Debt consolidation may reduce monthly payments for some people, but it can cost more overall, extend the repayment period or put assets at risk. Get free debt advice before deciding.